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 I get tons of email from these companies, but how do I know which ones are the best? I’m not looking to get out of what I owe, but I need help getting back on track after being laid off for a few months Continue reading How Do I Find A Reputable Debt Settlement Company? How about late fee from creditors? Would they keep charging every month? I am researching bankruptcy via WIKI HOW, but am confused about processing it without the counseling of a credit counselor. I have had no income to counsel about. Can anyone with bankruptcy legal experience explain this (in the USA). I think the question says it all. And if you can, roughly include what you call the levels of bankruptcy, I heard level 7 is the highest. Thanks! Let’s hope we learn from this question! home loan modification vs mortgage refinancing, are they the same thing? The price of my home has dropped 30% since I got the loan. How long is the average time it takes to foreclosure on a home in the state of Maryland from beginning to end? I received a court summons a couple days ago and I’m in the process of negotiating a settlement for a $2100 debt. Any tips or negotiating tactics helpful during this process would be super helpful. I’m a college student and I’m trying to pay the least amount possible as I’m obviously broke. My husband and I are about to start bankruptcy, but I would like to know how badly it will really affect our credit. I know we cannot do much for owning our own home for approximately two years, but what about other debts, like car loans? Also, once someone has completed bankruptcy, what are some Continue reading How Badly Is Your Credit Affected After Bankruptcy? *serious Answers Only*? I applied the loan mod under home affordability plan in May 09. I was told my application has been disqualified from under affordability plan and then transferred to conventional loan mod plan. I have loan from Bank of America, backed by Freddy Mac. What’s the difference? |
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