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Foreclosure Forum

Does Debt Settlement Increase Your Interest Rates?

does debt settlement increase your credit card interest rates

Foreclosure Forum

How Do Companies Get Their Money Back From Someone Who Has Already Filed Bankruptcy?

I know you can only file bankruptcy once every 6 years or so but I also know the offers of credit go UP after a bankruptcy filing. Banks know you can not refile for at least 6 years. My question is: what happens to people who don’t pay those bills and can not

Continue reading How Do Companies Get Their Money Back From Someone Who Has Already Filed Bankruptcy?

Foreclosure Forum

If My Loan Modification Is Not Approved By My Lender, What’s My Other Option To Keep My House?

Quite Honestly either refi or sell because apparently you cannot afford to keep it at the payment that is on it now.

Foreclosure Forum

Who Helped You The Most To Prevent Foreclosure?

I’m wondering if anyone tried a company that actually helped them out to prevent foreclosure, lower their interest rates, or/and lower the payment of the house? Is there a company that successfully prevented you from going into Continue reading Who Helped You The Most To Prevent Foreclosure?

Foreclosure Forum

What’s The Down Side Of Buying A House On A Short Sale?

If I can buy a condo worth 300k for only 65k whats the downside of doing this on a short sale note?

Foreclosure Forum

Which Is A Better Choice? Delaring Bankrutcy Or Debt Settlement Where They Pay So Much On The Dollar?

I know either will not look good but is it better to start fresh or show that you are will to pay off your debt even though you had to settle on it? I need an answer please I do not know which way to go but I do have to do one or

Continue reading Which Is A Better Choice? Delaring Bankrutcy Or Debt Settlement Where They Pay So Much On The Dollar?

Foreclosure Forum

Need Info Re Federal Loan Modification Program. Tx Donna?

Need laws concerning loan modification rules for lenders.

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Foreclosure Forum

How Do You Get Out Of A Mortgage By Doing A Short Sale Without Being In Foreclosure ?

Because of decreasing property values and lots of homes in foreclosure in my area, we would like to get out of our current mortgage. We have no late payments and are not in danger of defaulting on our current loan, but it is interest

Continue reading How Do You Get Out Of A Mortgage By Doing A Short Sale Without Being In Foreclosure ?

Foreclosure Forum

Can I Do A Short Sale Without A Realtor?

I want to do a short sale on my property except I don’t want to list it with a realtor, is this possible?
I have a negotiator who will handle the process.

Foreclosure Forum

What Does It Mean Filing For Bankruptcy?

My parents are filing for bankruptcy. What does this mean? Will it help? Will it be bad?