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Foreclosure Forum

Rather Then Going To A Debt Settlement Company, Can I Settle The Debt Myself?

My family and I are in the belly of the beast, due to this economic crisis. Well the situation is I racked up about 60k in credit card debts,
however I’ve been making my payments on time. I cannot keep up with these payments anymore, since I am a self-employed constructor, business has been slow and

Continue reading Rather Then Going To A Debt Settlement Company, Can I Settle The Debt Myself?

Foreclosure Forum

Does A Note Modification Of My Mortgage Loan Negatively Affect My Credit Report?

Should have no effect on your credit report or your score.
Merely states that the terms where changed.
As long as there are no late pays on your history you are fine. If there are late pays on your history then those are what will have a negative effect.
And there effect could be lessoned if the bank

Continue reading Does A Note Modification Of My Mortgage Loan Negatively Affect My Credit Report?

Foreclosure Forum

Is There A Web Site That You Can View A Very Good Foreclosure Listing?

Is there a web site that you can view a very good foreclosure listing?

Foreclosure Forum

What To Do While Waiting For Short Sale Approval From Bank?

Im getting antsy. Is there anything i could do? Seller accepted so now im just sitting biding time.. Its been about a month already

Foreclosure Forum

Any Info Debt Settlement?

Anyone know how that works? How does it affect your credit score? Is it just as bad as filing for bankruptcy? Any help and other info is much appreciated.
Thanks!

Foreclosure Forum

How Will My Credit Be Affected If Co-signer Files Bankruptcy?

I am the main borrower on an auto loan and I have a co-signer. The co-signer is filing chapter 13 bankruptcy very soon but the auto loan is not going to be included in the bankruptcy.
In any way, will this affect my credit or keeping my car since they are a co-signer and filing bankruptcy?

Foreclosure Forum

Would I Qualify For A Loan Modification, Cant Refinance?

Hi,
I owe 171k on a home worth 145k my APR is 9.75%. I am not late at this point but struggling to make ends meet. I already tried to do a refinance but i would have to bring at least 30k to the table. Top it off i lost

Continue reading Would I Qualify For A Loan Modification, Cant Refinance?

Foreclosure Forum

In A State With Only Judicial Foreclosure, Is It Legal For A Bank To Give Info To A Person Prior To Court?

Is it legal for a bank official to provide pending home foreclosure information to a private citizen who then goes to the property owner and buys the property from the distressed owner. In this case, I am saying the the court is bypassed completely. This is for a judicial

Continue reading In A State With Only Judicial Foreclosure, Is It Legal For A Bank To Give Info To A Person Prior To Court?

Foreclosure Forum

Can A Property Purchased As A Short Sale Or Foreclosure Be Refinanced?

If so, then how quickly can it be refinanced? Assuming that the appraised value is higher than the purchase price, can cash be taken out at refinance?

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