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Foreclosure Forum

Help! My Credit Is A Mess! Three Of My Credit Cards Have Gone To Collection Agencies?

I just gradtuated college and only make 770.00 every two weeks (26,000 a year) entry level plus I pay for rent utlites and grocries I’m trying to find a better paying job how do I get out of this debt? I don’t have Help! My Credit Is A Mess! Three Of My Credit Cards Have Gone To Collection Agencies?

Foreclosure Forum

What Do U Think About Debt Settlement Agencies?

I used one once only to find out later when trying to buy a car that banks look at that just like they do a bankruptcy. No one I had checked with prior had told me that. It made it very difficult for a while. So, I would not recommend one unless

Continue reading What Do U Think About Debt Settlement Agencies?

Foreclosure Forum

Debt Settlement Agencies……..?

Is there a debt settlement agency that pay your creditors in full, then you pay the agency instead of the creditors?
Thanks.

Foreclosure Forum

What Is Your Experience Negotiating Debt Settlement Yourself With Collection Agencies?

Did you use a form letter like the one below?http://www.creditinfocenter.com/forms/sa…
(Sample letter 6 to use when settling debts yourself with a collection agency)

Foreclosure Forum

Debt Settlement Agencies Negotiate Better W/ Credit Card Companies Than If I Do It On My Own?

I was told debt settlement agencies know how much a creditor is willing to settle for and so they are better negotiators.
Should I just use my debt settlement agency since I don’t know how to negotiate with my credit card companies?