I just gradtuated college and only make 770.00 every two weeks (26,000 a year) entry level plus I pay for rent utlites and grocries I’m trying to find a better paying job how do I get out of this debt? I don’t have Help! My Credit Is A Mess! Three Of My Credit Cards Have Gone To Collection Agencies?
I used one once only to find out later when trying to buy a car that banks look at that just like they do a bankruptcy. No one I had checked with prior had told me that. It made it very difficult for a while. So, I would not recommend one unless
Continue reading What Do U Think About Debt Settlement Agencies?
Is there a debt settlement agency that pay your creditors in full, then you pay the agency instead of the creditors?
Thanks.
Did you use a form letter like the one below?http://www.creditinfocenter.com/forms/sa…
(Sample letter 6 to use when settling debts yourself with a collection agency)
I was told debt settlement agencies know how much a creditor is willing to settle for and so they are better negotiators.
Should I just use my debt settlement agency since I don’t know how to negotiate with my credit card companies?