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 My ex and I got a joint credit card shortly before we got married. We filed for a summary dissolution last year and at the time, the credit card balance was under the 6 grand that is the max amount of debt you can have together based on California law. In oru property Continue reading How Can I Settle My Credit Card Dispute From My Marriage? I owe 1400 dollars and its accruing with 27% interest its been about a year since my last payment. I currently am unemployed and in the process of joining the air force. I talked to some guy who told me he would settle the account with a hardship settlement of 1060 dollars, Continue reading Question About Credit Card Debt Settlement? How long should you wait after bankruptcy is discharged? I was going to hire a debt settlement company at a cost to me of many thousands of dollars to me AND no guarantee that they would do what i am paying them to do. So i decided, what the heck, why not self-negotiate with my creditors? Unless you can get them to agree in writing to report nothing other than the fact it is paid in full it normally will end up on your credit report with something like “paid – settled for amount less than owed.” and R-9 coded to tell other lenders there was an amount you owed but Continue reading If You Pay Off Credit Card Debt, With A Settlement Is That Looked At Negatively? I would like to know what,s going to happen to my credit card if i short sale my house. Do i lose it? or can i keep some of them.? I am over my head in credit card debt and would like to know if I can settle it for lesser amounts than my balances. What are the steps that I need to take in attempt to achieve this? How will my actions will effect my credit score? Thank you |
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