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Foreclosure Forum

Credit Card Debt Settlement Offer? Please Help?

Hello. I have a credit card that is past due and over limit.. the amount i owe on it is about 1000$, i got a letter in the mail for a settlement offer where i would pay 448$ in 3 months and then my acct would close with a balance of 0$. I was wondering

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Foreclosure Forum

Anyone Ever Contacted Their Credit Card Company And Ask For A Settlement Or Payment Plan?

My friend has defaulted on two of her credit cards. She is considering debt settlement through an outside company. I keep seeing on here that people have contacted their credit card companies to get settlements or on a payment plan and stop the fees/interest while their balances are getting paid. Anyone have

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Foreclosure Forum

What Is The Best Solution For Unsecured Credit Card Debt?

No home ownership
debt settlement vs. consolidation?
Too many companies to choose from & they all boost their offers! Scam or legitimate?

Foreclosure Forum

What Happens When A Credit Card Company Takes You To Court For An Unpaid Debt?

What happens when a credit card company takes you to court for an unpaid debt? What can you expect from the hearing? and does the defendant have an opportunity to negotiate a debt settlement?

Foreclosure Forum

Can You Please Tell Me How To Reach To A Credit Card Settlement?

Hey Everybody, I have been struggling to reach out to my credit card debt settlement for over an year now, but I haven’t gained any success yet, I would really appreciate if someone can let me know of any good company that can help me out instantly. Thanks in Advance Folks, Please Reply!

Heavy Metal

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Foreclosure Forum

I Am Trying To Consolidate My Credit Card Debt Without Being A Homeowner, What Are My Options ?

I owe about 11,000. My FICO score is good and none of my bills are delinquent. I want to maintain my FICO score as best I can while consolidating my bills to reduce interest and pay down faster. I cannot qualify for a personal loan due to my credit to debt ratio,

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Foreclosure Forum

I Settled A Debt With A Credit Card Company And Have Received A 1099c. Is There A Way To Show I Am Insolvent?

I became divorced and was unable to pay even the minimum amounts. I used a debt settlement company who told me I could show insolvency and not have to claim the 5,000 as income. But I don’t know how to proceed.

Foreclosure Forum

Credir Card Debt Settlement And Student Loans!?

i would like to know…if you have settled your credit account in the past will it hinder your chances of qualifying for professional student line of credit? i settled my credit account of less than 3000 dollars a few months ago and will be needing to fund my med school education through a professional student

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Foreclosure Forum

Credit Card Debt Settlement And Owning Your Own Business Can Card Comapnies Put A Lien On Your Business?

I have incurred over 100k to keep my business going when times got tough my business now takes care of its own and i break even barely the card payments are killing me even though i am making them regularly i am sick of playing balance transfer and if my business suffers or slows down

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Foreclosure Forum

Being Sued By Credit Card Company While Enrolled In Debt Settlement Program?

I enrolled with a debt settlement company about 8 months ago and I am now being sued by one of the credit card companies. I forwarded the information to the debt settlement company and they are going to send me response information, but I am very worried about the whole situation. I do

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