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Foreclosure Forum

Help! My Credit Is A Mess! Three Of My Credit Cards Have Gone To Collection Agencies?

I just gradtuated college and only make 770.00 every two weeks (26,000 a year) entry level plus I pay for rent utlites and grocries I’m trying to find a better paying job how do I get out of this debt? I don’t have Help! My Credit Is A Mess! Three Of My Credit Cards Have Gone To Collection Agencies?

Foreclosure Forum

Debt Settlement With Credit Cards How It’s Done?

I have about 25000 in credit card debt split up among 6 credit cards. I want to contact the creditors and see if I can settle some of the cards at a lower amount then what’s on the card. When I write the ceditors what percent of the actual amount should I offer to pay?

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Foreclosure Forum

Should I A Stop Making Payments On My Credit Cards And Then Do Debt Settlement?

I currently have around 40,000 in credit card debt that i am current and have not missed a payment at all every….trying to figure out if i should start to miss payments and then go into debt settlement (diy) so i can get out of debt ……feels like i will never get out of debt…i

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Foreclosure Forum

My Debt Settlement Was Sucessful But Only With Credit Cards, How About Other Debts?

Around 1 year back, me and my wife decided to go with this company http://www.DebtCareUSA.com for debt settlement of our credit cards. We had around $16,000 and we had to pay back only $9,000 that too in monthly payment… They paid off all our 4 credit cards and now we are in good shape but

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Foreclosure Forum

Will A Short Sale On Our Townhouse Threaten Our Credit Cards?

Hi – we are contemplating a short sale on our townhouse, but we are worried that our cc companies will take away our credit cards or force us to pay the total amount at one time – will a short sale threaten our ability to continue holding credit cards? would it help to call the

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Foreclosure Forum

How Long Should I Wait After Using My Credit Cards To File Bankruptcy?

I am in a situation where I am going to need to file for bankruptcy. I use credit to get by and struggle to make any more than the minimum payments.
I met with a credit counsellor about my options but had to use credit to buy my children fall/winter clothes and back-to-school items.
Does anyone know

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Foreclosure Forum

How To Find A Reliable Debt Settlement Lawyer To Settle Credit Cards Debt That I Owe Since 1998.?

I owe US$ 100K to more than 10 credit card companies/ banks since 1998. I have not been able to repay this debt since 1998 due to financial distress and I have been residing abroad (out of the U.S) since then. Now that my financial situation is relaxed I wish to repay my debt

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Foreclosure Forum

How Long Before Filing Bankruptcy Are You Supposed To Stop Using The Credit Cards?

I have been unemployed for months and have been on interview after interview. I have been using the cc for mortgage payments, bills, but I know we are going to be filing bankruptcy in March of 2009. How far will they go back to see what I have borrowed? Just curious. BTW, I am still

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Foreclosure Forum

Is It Better To Go Through The Debt Settlement Agency Or Not Pay My Credit Cards?

Is it good to tell the judge that I’m in the debt settlement program?