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Foreclosure Forum

Help! My Credit Is A Mess! Three Of My Credit Cards Have Gone To Collection Agencies?

I just gradtuated college and only make 770.00 every two weeks (26,000 a year) entry level plus I pay for rent utlites and grocries I’m trying to find a better paying job how do I get out of this debt? I don’t have Help! My Credit Is A Mess! Three Of My Credit Cards Have Gone To Collection Agencies?

Foreclosure Forum

Does Doing A Cash For Keys On Your House Show On Your Credit As A Foreclosure?

A cash for keys is basically voluntering to move from property and waiving your right of redemption.

Foreclosure Forum

How Can I Settle My Credit Card Dispute From My Marriage?

My ex and I got a joint credit card shortly before we got married. We filed for a summary dissolution last year and at the time, the credit card balance was under the 6 grand that is the max amount of debt you can have together based on California law. In oru property

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Foreclosure Forum

How To Get A House Off Your Credit Report That That Foreclosure Proceeding Strated 2/08?

WILL I was in FDI I bought a house while I was in FDI for someone to live in it and no one would move it so I’m stuck with a house that I can’t pay for

Foreclosure Forum

Question About Credit Card Debt Settlement?

I owe 1400 dollars and its accruing with 27% interest its been about a year since my last payment. I currently am unemployed and in the process of joining the air force. I talked to some guy who told me he would settle the account with a hardship settlement of 1060 dollars,

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Foreclosure Forum

Does A Note Modification Of My Mortgage Loan Negatively Affect My Credit Report?

Should have no effect on your credit report or your score.
Merely states that the terms where changed.
As long as there are no late pays on your history you are fine. If there are late pays on your history then those are what will have a negative effect.
And there effect could be lessoned if the bank

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Foreclosure Forum

How Will My Credit Be Affected If Co-signer Files Bankruptcy?

I am the main borrower on an auto loan and I have a co-signer. The co-signer is filing chapter 13 bankruptcy very soon but the auto loan is not going to be included in the bankruptcy.
In any way, will this affect my credit or keeping my car since they are a co-signer and filing bankruptcy?

Foreclosure Forum

Is There A Loan Company Out There Anywhere That Refinances Under 500 Credit Score To Stop Foreclosure?

I am in need of refinancing our home. We are currently almost 2 months behind on our mortgages. We stopped the foreclosure in October but are headed that way again if we don’t find a way to refinance. When we stopped the Continue reading Is There A Loan Company Out There Anywhere That Refinances Under 500 Credit Score To Stop Foreclosure?

Foreclosure Forum

Does Debt Settlement Hurt Credit Ratings?

When compared to bankruptcy, debt settlement has only minimal effect on your credit. A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some instance, even less). So at a minimum,

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Foreclosure Forum

How Bad Will Debt Settlement Affect My Credit Score And For How Long?

My husband and I bought a timeshare…long story short, it turned into disputes about what we were told we were getting and what we got, and unless we had enough money to take them to court, we were

Continue reading How Bad Will Debt Settlement Affect My Credit Score And For How Long?