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Foreclosure Forum

How Can I Get The Rest Of My Debt Erased Off My Credit After Bankruptcy?

My bankruptcy has been discharged for two years now. Mostly all the debt on my credit has been deleted, but there are about 6 items left. On the report, it says in the comment section “included in Chapter 7 bankruptcy”. How can I get the remaining ones removed?

Foreclosure Forum

Debt Settlement With Credit Cards How It’s Done?

I have about 25000 in credit card debt split up among 6 credit cards. I want to contact the creditors and see if I can settle some of the cards at a lower amount then what’s on the card. When I write the ceditors what percent of the actual amount should I offer to pay?

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Foreclosure Forum

What’s The Best Credit Card To Apply For After Bankruptcy To Re Establish Credit?

How long should you wait after bankruptcy is discharged?

Foreclosure Forum

What Is The Way To Rebuild My Credit Rating After A Bankruptcy?

My current income is 45-50K per year and I have just filled for bankruptcy.

Foreclosure Forum

How Do You Initiate A Short Sale And How Does That Affect Your Credit Rating?

I have a home and a lot I can no longer afford to pay for and am trying to figure out my best course of action to get rid of without filing for bankruptcy

Foreclosure Forum

If I Have A Debt That I Cannot Pay Is It A Better Deal To Make A Settlement With The Credit Card Company Or?

the collection department once it gets written off as bad debt?

Foreclosure Forum

How Long Does A Foreclosure Stay On Your Credit Report?

Does anybody know how long a foreclosure will stay on a credit report?

Foreclosure Forum

Will A Short Sale Hurt My Credit?

My husband bought an older mobile home with land close to 10 yrs ago. The mortgage is on a balloon note and 11% interest. He bought with the intentions of building a house but he can not refinance because of the mobile home. I called our mortgage company and they agreed to do a short

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Foreclosure Forum

Bad Debt, Should I Retain The Services Of Credit Solutions?

I’m in a hole of horrifying debt. So in an attempt to do something about it, I am retaining the services of Credit Solutions. Only one problem, I”ve been with a debt settlement company before and they did absolutely nothing! Only reason I’m going with Credit Solutions is because of the positive

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Foreclosure Forum

Will My Bank Do A Credit Check During The Loan Modification Process?

I am trying to get my home loan modified. I am working with the bank and so far, so good. They have told me they do not run my credit for the modification. I am so far in debt; I cannot make my monthly credit card payments.
I unexpectedly lost my six figure job last November.

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