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Foreclosure Forum

Help! My Credit Is A Mess! Three Of My Credit Cards Have Gone To Collection Agencies?

I just gradtuated college and only make 770.00 every two weeks (26,000 a year) entry level plus I pay for rent utlites and grocries I’m trying to find a better paying job how do I get out of this debt? I don’t have Help! My Credit Is A Mess! Three Of My Credit Cards Have Gone To Collection Agencies?

Foreclosure Forum

Can A Short Sale Close Escrow In 30-45 Days If The Bank Have Already Approved The Listing Price/offer?

I understand the bank can take months to accept/counter-bid your offer. But after a price is accepted, is the process expedited in generally the same amount of time of a non-forclosure?

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Foreclosure Forum

Foreclosure Sale Date Set – How Long Before I Will Have To Vacate?

My home is in foreclosure and sale date has been set for July 1st. After the sale is complete, how long do I have before I will have to vacate the home? I am in Broward county, Florida (Ft Lauderdale).
Thanks!

Foreclosure Forum

I’m Trying To Do A Loan Modification With Wells Fargo (currently In Foreclosure). Anyone Have Suggestions?

tried once before and defaulted…offered full amount 1 day late…they said no. Have 40% equity in the house but bad credit…any suggestions before they sell property from under me?

Foreclosure Forum

Can I Get Another Mortgage After I Have Been Through A Foreclosure?

My home of 11 years was foreclosed 2/11/09. I haven’t been able to get any cooperation with the bank to try to recover the house. Will I be able to get another home with this foreclosure on my record. If so, how long is the

Continue reading Can I Get Another Mortgage After I Have Been Through A Foreclosure?

Foreclosure Forum

Has Anyone Done A Mortgage Lone Modification? Do You Have To Be Employed To Qualify?

Been out of work for a 4 months, still have savings for another 6 months. I am wondering if anyone has all ready tried to qualify for a loan modification. Not under Freddy Mac or

Continue reading Has Anyone Done A Mortgage Lone Modification? Do You Have To Be Employed To Qualify?

Foreclosure Forum

Can The Bank I Have A Mortgage With Go After My Other Assets If My Home Goes Into Foreclosure?

I have several properties and stocks (not in retirement plan) in Connecticut. If one of my homes goes into foreclosure can the bank go after my other homes even though those homes have outstanding mortgages with other banks? Or can they go after my stocks?

Continue reading Can The Bank I Have A Mortgage With Go After My Other Assets If My Home Goes Into Foreclosure?

Foreclosure Forum

Do Real Estate Agents Have To Disclose Short Sale Status Of A Home In Its Listing By Law?

Wondering if this is a concrete law/rule or if it is just more of a courtesy?

Foreclosure Forum

If I Have A Debt That I Cannot Pay Is It A Better Deal To Make A Settlement With The Credit Card Company Or?

the collection department once it gets written off as bad debt?

Foreclosure Forum

Do You Have To Be Delinquent In Order To Apply For The Loan Modification ?

I called our mtge company which is Wells Fargo and the person told me you have to be about 3 months in default before they’ll help you but everywhere else I read it says you have to be current with your payments ! What’s the real truth and when can we apply for a

Continue reading Do You Have To Be Delinquent In Order To Apply For The Loan Modification ?