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Foreclosure Forum

We Took A Heloc When We Bought The House. How Do I Find Out If It Is A Recourse Loan?

Our “starter loan” is now considered a “sub-prime loan”. We’ve been attempting a loan modification with Countrywide for over ten months and making no progress. But, our HELOC with HSBC is even worse.

Foreclosure Forum

Loan Modification, Better To Hire A Lawyer?

What is better, that I contact the lender myself or to hire a lawyer, how can I make sure I get the best deal, doing myself or with a lawyer, any advise??

Foreclosure Forum

Is California A State Which Make Me Still Responsible For Loan Balance When They Sell My House In Foreclosure?

Is California one of the states which holds me responsible for the balance of the loan when they sell my house in foreclosure?

Foreclosure Forum

I’m Trying To Do A Loan Modification With Wells Fargo (currently In Foreclosure). Anyone Have Suggestions?

tried once before and defaulted…offered full amount 1 day late…they said no. Have 40% equity in the house but bad credit…any suggestions before they sell property from under me?

Foreclosure Forum

Modification Loan Approval?

my bank uses income from a rental I own as income even though it all goes to expenses and I am $800 a year negative…They don’t consider the expenses, just the income. this disqualifies me for a modification loan..Does anybody know how to resolve this?

Foreclosure Forum

Can I Apply For A Home Loan Modification Twice In One Year My Spouse Was On The First Mod, But He Moved Out?

please i need answers

Foreclosure Forum

Is It Better To Deal Directly W/ur Lender Or Use The Services Of A Agent/company For A Loan Modification?

I’d like to modify the terms of my loan but am having a difficult time deciding whether I should pursue this challenge myself or use the services of a loan modification company/agent. I’d like feed back from those who have/haven’t been successful at modifying their loans. Also, if you feel I should use the

Continue reading Is It Better To Deal Directly W/ur Lender Or Use The Services Of A Agent/company For A Loan Modification?

Foreclosure Forum

On Jan15,2009 I Go To Court To Get Dismiss Out Of Bankruptcy Can I Get A Loan Modification?

I am now behind three month ,I was in the sub prime scandal that many people are facing today.I retired in 2003 of March and decided to purchase my first home it has been a night mare.Right now I don’t know how it’s going to Continue reading On Jan15,2009 I Go To Court To Get Dismiss Out Of Bankruptcy Can I Get A Loan Modification?

Foreclosure Forum

What Is The Best Way To Lower My Home Loan Payment?

I am trying to find a way to lower my payments because I don’t make enough money. Loan modification is one way but I don’t know all the details about it and it seems for people that

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Foreclosure Forum

What Actions Can I Take If I Were Scammed By A Company Who Offers Loan Modification Services?

7 months ago I sought out a company for loan modification services. We paid money upfront (I know) and decided to do a short sale on our house. We contacted the company to stop services because

Continue reading What Actions Can I Take If I Were Scammed By A Company Who Offers Loan Modification Services?