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Foreclosure Forum

On Jan15,2009 I Go To Court To Get Dismiss Out Of Bankruptcy Can I Get A Loan Modification?

I am now behind three month ,I was in the sub prime scandal that many people are facing today.I retired in 2003 of March and decided to purchase my first home it has been a night mare.Right now I don’t know how it’s going to Continue reading On Jan15,2009 I Go To Court To Get Dismiss Out Of Bankruptcy Can I Get A Loan Modification?

Foreclosure Forum

What Actions Can I Take If I Were Scammed By A Company Who Offers Loan Modification Services?

7 months ago I sought out a company for loan modification services. We paid money upfront (I know) and decided to do a short sale on our house. We contacted the company to stop services because

Continue reading What Actions Can I Take If I Were Scammed By A Company Who Offers Loan Modification Services?

Foreclosure Forum

I Want To Know If I Can Refi-loan Modification If You Are Renting The House? ?

i am renting my house for less that what i pay for my monthly loan. i want to sell my house but the market is not to good. not to say they are like 11 bank own and foreclose in the same block my Original loan is double of my house is worth today

Continue reading I Want To Know If I Can Refi-loan Modification If You Are Renting The House? ?

Foreclosure Forum

I’m A Self-employed And Would Like To Be Refinanced Or Get A Loan Modification On My Mortgage.?

I’m a self-employed with a loan of 600k (6.9%) on a house value a 950k.
I’m making $13000 in average per month but Iit looks like I have a low income on my tax return after deductions.
Is there a way to refinance or get a loan modification ? I’ve been deny some few times because

Continue reading I’m A Self-employed And Would Like To Be Refinanced Or Get A Loan Modification On My Mortgage.?

Foreclosure Forum

Why Can’t I Find A Company To Help Me With A Loan Modification?

My husband and I are in one of those ARMs which is terrible because we now owe more for the house than what we bought it for. NOBODY is willing to help us. Our current mortgage lender, Chevy Chase Bank is not working with us on the loan modification. We’re finding that

Continue reading Why Can’t I Find A Company To Help Me With A Loan Modification?

Foreclosure Forum

House Is Listed For Sale, Is It Possible To Miss Payments And Do Loan Modification?

We just streamline refinanced 2 months ago to make it easier on our monthly mortgage payments. However, my husband got laid off and is no longer able to work since he has been diagnosed with vascular dementia. So, we decided to speak to

Continue reading House Is Listed For Sale, Is It Possible To Miss Payments And Do Loan Modification?

Foreclosure Forum

Mortgage Payment Increase On Escrow Only But Cannot Afford New Payment… Ok To Do Loan Modification Still?

I bought my first house 5 months ago… 30 year fixed 6.5% FHA loan. Required down payment of $8200 provided by the state (California) and must be paid back upon refinancing/selling or in 30 years. I bought the house for $275,000. House next door, same model floor plan and everything is currently

Continue reading Mortgage Payment Increase On Escrow Only But Cannot Afford New Payment… Ok To Do Loan Modification Still?

Foreclosure Forum

Do You Have To Be Delinquent In Order To Apply For The Loan Modification ?

I called our mtge company which is Wells Fargo and the person told me you have to be about 3 months in default before they’ll help you but everywhere else I read it says you have to be current with your payments ! What’s the real truth and when can we apply for a

Continue reading Do You Have To Be Delinquent In Order To Apply For The Loan Modification ?

Foreclosure Forum

I Am Trying To Work With My Lender To Get A Loan Modification, But They Said No, What Can I Do? Wouldn’t They

rather modify the loan then loose it to foreclosure

Foreclosure Forum

Should I Miss Another Payment On My Mortgage To Get A Loan Modification?

I was not able to make my November mortgage payment and now I am behind. I filled out loss mitigation paperwork in hopes that I can get a loan modification because our payments are too high. When I called the bank I was told by 1 of the representatives that if I want to get

Continue reading Should I Miss Another Payment On My Mortgage To Get A Loan Modification?