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 I received 2 1099-C’s for debt settlements (personal loan & credit card) total of approx. $16,000. It looks like filing a Form 982 for insolvency would give me about $2,500 more in refund. How complicated is it to file for insolvency? Do I need an attorney? Is it more involved than just filing the Form? Continue reading *will Give 10 Points!!!* Tax Question Please Help!? It was approved at $402,000 but fell out of escrow and back on the market. Now that market has gone down it’s priced at $380,000. And I just made an offer a week ago so how long does it take to hear an answer when chase is the lender? Do I still have to pay my land lord if my house is in short sale? Hi, Continue reading Question About Debt Settlement? I owe 1400 dollars and its accruing with 27% interest its been about a year since my last payment. I currently am unemployed and in the process of joining the air force. I talked to some guy who told me he would settle the account with a hardship settlement of 1060 dollars, Continue reading Question About Credit Card Debt Settlement? If our monthly mortgage payment is reduced through the home affordable modification program, does the difference from the new “modified” payment and our old higher payment get added to the total balance of the loan? So will we end up owing more on our house than originally? If our payment goes down $500 Continue reading Modification Loan Question? I do have 2 homes and need to get rid of one, 2 different banks. I find I can not sell or rent one due to various reasons of the trailor park and their rules. I can let the park try to sell but can not list by myself or thru a realtor. Both Continue reading More Info To My Question Regarding Difference Between Defaulting And Foreclosure.? I reciently agreed to settle a debt for a medical bill that is 5yrs old and recieved a letter from the company on a company letterhead stating apon receival of the payment the debt wil be deleated from the 2 agencies they are filed with. Is it better to have it completely deleated or marked Continue reading Credit And Debt Settlement Question? Help? I have been living in the same apartment for the last two years (it’s a 4 apartment rental building), and it’s going into foreclosure. The landlord moved out a few weeks ago and said I could live here until the bank kicks me out. Continue reading How Long Do I Have Till I Get Kicked Out? Foreclosure Question? March of last year I lost my job through no fault of my own company went out of biz. I have a mortgage where my APR is 9%. In July I called Bank of America where I bank and ask about a refinance she said they cannot do one because one we owe 155k home Continue reading A Question About A Mortgage Loan Modification? |
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