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Foreclosure Forum

Square One Debt Settlement – I’m Ready To Get Rid Of My High Cc’s. This Company Contacted Me And Sounds Good. ?

I open my own acct in my bank giving me control; pay them 15% the first 6 mo; next yr 60% I get paid/40% they get paid; next yr I’m fully investing into my acct for them to begin negociating. Payoff approx 28 mo. My debt is approx 20K. Anyone deal with

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Foreclosure Forum

Does Debt Settlement Hurt Credit Ratings?

When compared to bankruptcy, debt settlement has only minimal effect on your credit. A bankruptcy will be listed and hold your credit score down for 10 years, while the delinquent payments incurred while enrolled a Debt Settlement program will be there for only 7 years (and in some instance, even less). So at a minimum,

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Foreclosure Forum

My Ex Wife Is Not Paying Her Debt That She Agreed Upon In The Settlement. She Was Suppose To Take Over The Lo?

She was suppose to have the loan put in her name. It is currently being taken out of my checking account automatically. I am doing this to protect my credit. What recourse do I have?

Foreclosure Forum

How Bad Will Debt Settlement Affect My Credit Score And For How Long?

My husband and I bought a timeshare…long story short, it turned into disputes about what we were told we were getting and what we got, and unless we had enough money to take them to court, we were

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Foreclosure Forum

American Express / Chase Debt Settlement?

I would like to settle and have all negative remarks removed from my credit reports regarding these accounts. I’ve done some research and I’m not intimidated by creditors and I would like to negotiate my own debt vs. pay a company to do so. I’m a single mother/full time student and I Continue reading American Express / Chase Debt Settlement?

Foreclosure Forum

Debt Collectors And Debt Settlement?

I have one credit card account that I was unable to make payments on do to a lag in employment years ago. I know for a fact that I haven’t used this card in well over 6 years. More than once I tried to negotiate a payment plan so that I could start

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Foreclosure Forum

Debt Settlement With Credit Cards How It’s Done?

I have about 25000 in credit card debt split up among 6 credit cards. I want to contact the creditors and see if I can settle some of the cards at a lower amount then what’s on the card. When I write the ceditors what percent of the actual amount should I offer to pay?

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Foreclosure Forum

Which Is The Best Debt Settlement Company To Work With?

I’m not talking about debt consolidation or credit counseling. I have over $50,000 in credit card debt at relatively low single digit interest rates for the most part. I got into this mess from being unemployed twice for a total of about a year and a half a few years ago. I

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Foreclosure Forum

Debt Settlement, Deal Or No Deal?

I have a credit card that was from 2004 and it was sold to this company. My orginal balance was 300 and then chase charged me late fees and it went to 1200 and then they sold it. Now this company is trying to get 2150 from me. They bought it last year from Chase

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Foreclosure Forum

Debt Settlement Or Just Continue To Pay My Bills?

Hi All,
I have about 35,000 dollars in credit card debt and i am current on each one. I have a credit score of 780. My interest rates on 15, 000 is 4.9%. The one i am concerned about is the 20,000 at 9.9% with BoA…..I can make the payment with struggling at 316

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