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Foreclosure Forum

Should I Secure A Rental Before Filing Bankruptcy?

I am going to file for bankruptcy, and I will not be keeping my home. Should I secure a rental before my credit is shot? Will it affect my bankruptcy filing?

Foreclosure Forum

Should I Miss Another Payment On My Mortgage To Get A Loan Modification?

I was not able to make my November mortgage payment and now I am behind. I filled out loss mitigation paperwork in hopes that I can get a loan modification because our payments are too high. When I called the bank I was told by 1 of the representatives that if I want to get

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Foreclosure Forum

Bad Debt, Should I Retain The Services Of Credit Solutions?

I’m in a hole of horrifying debt. So in an attempt to do something about it, I am retaining the services of Credit Solutions. Only one problem, I”ve been with a debt settlement company before and they did absolutely nothing! Only reason I’m going with Credit Solutions is because of the positive

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Foreclosure Forum

How Long Should One Wait After Declaring Bankruptcy To Try To Get A Mortgage?

I had a bankruptcy discharged in March of 2005, and that bankruptcy did include a mortgage and home equity loan. My financial situation has improved, and I am thinking about buying another home, but am not sure if enough time has passed since the previous issues for banks to consider me as a client.

Foreclosure Forum

How Should I Settle A Debt Following A Foreclosure?

The insurance company for my former Mortgage company claims I owe over $8,000 from the loss occurred by the foreclosure but are willing to accept a lump sum of $5,000. They will only accept payments on the original amount. How can I have the amount lowered and still

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Foreclosure Forum

How Should My Family Deal With The Date Set For Court Because Of Our House Is About To Be Put On Foreclosure?

our mortgage company wants to put our house on foreclosure
and my parents arent sure what to do.
any help please?

Foreclosure Forum

What Should I Know About Dealing With Credit Card Debt To Barter Down For Settlement.?

It depends on whether this is an active, current credit card or a defaulted credit card debt. If it’s an active account, the credit card company is unlikely to agree to a settlement for less unless you have some permanent change of finances, like medical disability. If you are able to negotiate a

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Foreclosure Forum

Should I Ask The Bank To Do A Short Sale/ Or Modify My Loan?

Which one is best to do? wHow will the short sale affect my credit vs a modified loan?

Foreclosure Forum

Should I Refinance My Loan Or Do Loan Modification?

Hi I bought a house in 2006 with at the price 312,000. right now I still own the bank 184,000 with 6.375% ARM 5/1 I paid 1000 for interest only payent. What should I do? Should I refinace it? or do the loan modification? Right now my wife is not woking, so it is quite

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Foreclosure Forum

How Long After My Bankruptcy Is Discharged Should I Wait To Start Rebuilding My Credit? What’s The Best Way To

How long after my bankruptcy is discharged should I wait to start rebuilding my credit? What’s the best way to
do it? I do not want to buy a car or anything, i just would like to build my credit up so that I can purchase my own home.