I am going to file for bankruptcy, and I will not be keeping my home. Should I secure a rental before my credit is shot? Will it affect my bankruptcy filing?
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I am going to file for bankruptcy, and I will not be keeping my home. Should I secure a rental before my credit is shot? Will it affect my bankruptcy filing? I was not able to make my November mortgage payment and now I am behind. I filled out loss mitigation paperwork in hopes that I can get a loan modification because our payments are too high. When I called the bank I was told by 1 of the representatives that if I want to get Continue reading Should I Miss Another Payment On My Mortgage To Get A Loan Modification? I’m in a hole of horrifying debt. So in an attempt to do something about it, I am retaining the services of Credit Solutions. Only one problem, I”ve been with a debt settlement company before and they did absolutely nothing! Only reason I’m going with Credit Solutions is because of the positive Continue reading Bad Debt, Should I Retain The Services Of Credit Solutions? I had a bankruptcy discharged in March of 2005, and that bankruptcy did include a mortgage and home equity loan. My financial situation has improved, and I am thinking about buying another home, but am not sure if enough time has passed since the previous issues for banks to consider me as a client. The insurance company for my former Mortgage company claims I owe over $8,000 from the loss occurred by the foreclosure but are willing to accept a lump sum of $5,000. They will only accept payments on the original amount. How can I have the amount lowered and still Continue reading How Should I Settle A Debt Following A Foreclosure? our mortgage company wants to put our house on foreclosure Which one is best to do? wHow will the short sale affect my credit vs a modified loan? Hi I bought a house in 2006 with at the price 312,000. right now I still own the bank 184,000 with 6.375% ARM 5/1 I paid 1000 for interest only payent. What should I do? Should I refinace it? or do the loan modification? Right now my wife is not woking, so it is quite Continue reading Should I Refinance My Loan Or Do Loan Modification? How long after my bankruptcy is discharged should I wait to start rebuilding my credit? What’s the best way to |
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