Trting to buy a bank owned home..and waiting to see if wamu now known as Chase is hard to get approval from on a FHA loan?
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What do you think about people who deliberately go into debt maxing out their credit cards and everything else under the sun. And than get out of paying their bills by declaring bankruptcy ? I know a person who is greatly in debt through irresponsibility and a lawyer told her just Continue reading What Do You Think About Bankruptcy When People Do It Deliberately? I have been told I qualify for a loan modification and just waiting for the negotiator to follow up from B of A / Countrywide ( it takes forever! ) Has anyone had experience with a principle adjustment when your loan is modified? Our “starter loan” is now considered a “sub-prime loan”. We’ve been attempting a loan modification with Countrywide for over ten months and making no progress. But, our HELOC with HSBC is even worse. I live in TX and am declaring bankruptcy at the end of the month. I have paid my property tax but not my school tax yet. Can I include the school tax in my bankruptcy filing? Is California one of the states which holds me responsible for the balance of the loan when they sell my house in foreclosure? I own stock in a company that is getting ready to emerge from bankruptcy, with a new stock symbol. Will my stock be converted into the new stock symbol or stay the old symbol? Will my current stock be worth the same price as newly issued common stock? What will happen to my shares? What happens to creditors when someone declares bankruptcy? My parents are facing a foreclosure. They were notified that the process will be starting this month. My mother does not work and is on disability for medical problems. My father is a self employed truck driver who Continue reading How To Prevent Foreclosure Or Get Loan Modification When Self Employed – Income To Expense Ratio High!!!? I have been in this foreclosure process now for 14 Months. I am waiting for something in the mail or anything to tell me that the process is complete. How do I know? Continue reading When Is The Foreclosure Process Complete? |
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