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Foreclosure Forum

Does Anyone Know If It Is Hard To Get Approved Through Wamu When Buying A Foreclosure?

Trting to buy a bank owned home..and waiting to see if wamu now known as Chase is hard to get approval from on a FHA loan?

Foreclosure Forum

What Do You Think About Bankruptcy When People Do It Deliberately?

What do you think about people who deliberately go into debt maxing out their credit cards and everything else under the sun. And than get out of paying their bills by declaring bankruptcy ? I know a person who is greatly in debt through irresponsibility and a lawyer told her just

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Foreclosure Forum

Does Bank Of America Adjust The Principle When Modifiing Your Loan?

I have been told I qualify for a loan modification and just waiting for the negotiator to follow up from B of A / Countrywide ( it takes forever! ) Has anyone had experience with a principle adjustment when your loan is modified?

Foreclosure Forum

We Took A Heloc When We Bought The House. How Do I Find Out If It Is A Recourse Loan?

Our “starter loan” is now considered a “sub-prime loan”. We’ve been attempting a loan modification with Countrywide for over ten months and making no progress. But, our HELOC with HSBC is even worse.

Foreclosure Forum

When Declaring Bankruptcy Can I Include School Or Property Taxes Owed?

I live in TX and am declaring bankruptcy at the end of the month. I have paid my property tax but not my school tax yet. Can I include the school tax in my bankruptcy filing?

Foreclosure Forum

Is California A State Which Make Me Still Responsible For Loan Balance When They Sell My House In Foreclosure?

Is California one of the states which holds me responsible for the balance of the loan when they sell my house in foreclosure?

Foreclosure Forum

What Happens To My Stock When A Company Emerges From Bankruptcy?

I own stock in a company that is getting ready to emerge from bankruptcy, with a new stock symbol. Will my stock be converted into the new stock symbol or stay the old symbol? Will my current stock be worth the same price as newly issued common stock? What will happen to my shares?

Foreclosure Forum

What Happends To Creditors When Someone Declares Bankruptcy?

What happens to creditors when someone declares bankruptcy?
I know they get screwed but if that person starts making money again can they still get the What Happends To Creditors When Someone Declares Bankruptcy?

Foreclosure Forum

How To Prevent Foreclosure Or Get Loan Modification When Self Employed – Income To Expense Ratio High!!!?

My parents are facing a foreclosure. They were notified that the process will be starting this month. My mother does not work and is on disability for medical problems. My father is a self employed truck driver who

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Foreclosure Forum

When Is The Foreclosure Process Complete?

I have been in this foreclosure process now for 14 Months. I am waiting for something in the mail or anything to tell me that the process is complete. How do I know?
I looked up my old house and it says that it is “corporate owned”. What

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