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Foreclosure Forum

Does Doing A Cash For Keys On Your House Show On Your Credit As A Foreclosure?

A cash for keys is basically voluntering to move from property and waiving your right of redemption.

Foreclosure Forum

How To Get A House Off Your Credit Report That That Foreclosure Proceeding Strated 2/08?

WILL I was in FDI I bought a house while I was in FDI for someone to live in it and no one would move it so I’m stuck with a house that I can’t pay for

Foreclosure Forum

What Will Happen To The Equity Of Your House By 2-4 Years From Now If The Home Was Loan Modified Today?

Example: Previous value of house $300K and currently paying in mortgage, current value $200K and applied for loan modification, after 2-4 years from now $400K. Will the $200K additional value be considered as equity or AUTOMATICALLY be added in the owners debt/mortgage?

Foreclosure Forum

Does Bank Of America Adjust The Principle When Modifiing Your Loan?

I have been told I qualify for a loan modification and just waiting for the negotiator to follow up from B of A / Countrywide ( it takes forever! ) Has anyone had experience with a principle adjustment when your loan is modified?

Foreclosure Forum

How Do You Initiate A Short Sale And How Does That Affect Your Credit Rating?

I have a home and a lot I can no longer afford to pay for and am trying to figure out my best course of action to get rid of without filing for bankruptcy

Foreclosure Forum

Is It A Better Idea To File For Bankruptcy Or To Let Your House Go Into Foreclosure?

I have a mortgage with a HELOC. Due to a cut in hours and erratic child support payments, I am unable to afford to cover my bills. I am considering letting my house go into foreclosure. Which is better?

Foreclosure Forum

How Long Does A Foreclosure Stay On Your Credit Report?

Does anybody know how long a foreclosure will stay on a credit report?

Foreclosure Forum

Is It Difficult To Find A Place To Rent After You’ve Gone Through A Foreclosure On Your House?

I am going to have to find a place to rent when my foreclosure goes through, but I’m afraid no one will accept me as a tenant after doing a credit check. I have had a good job for 18 years and I have every intention of paying my

Continue reading Is It Difficult To Find A Place To Rent After You’ve Gone Through A Foreclosure On Your House?

Foreclosure Forum

If House Is In Foreclosure, Can You Get A Second Loan Off Your Equity?

My house has been in foreclosure for the past year, been current on payments. Could I get a second on my house’s equity? I think there is 119,000 worth of equity. I am in California.

Foreclosure Forum

The Day Your Home Goes Up For Auction For Foreclosure How Long Until You Have To Be Out Of The House?

If a home goes up for auction in a foreclosure, when do you have to vacate the house? When do they give you the 3 day notice?