I was going to hire a debt settlement company at a cost to me of many thousands of dollars to me AND no guarantee that they would do what i am paying them to do. So i decided, what the heck, why not self-negotiate with my creditors?
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 Due to economy crisis, interest rate fell down and it’s a buyers market. My friend told me that his cousin bought a new home with better interest rate then after they closed, he short sale the other house (1st house) that he can’t afford to pay (less value and higher int. rate). Sounds Continue reading Can You Buy A New House Then Short Sale Your Other One? Okay, so we’re like most people – we’ve been negatively impacted by the economy. Hubby was in construction, that went bad, he found a new job, but now makes 1/2 of what he used to make. Anyway, so paying our bills has gotten a lot harder. Even trying to find 2nd jobs or better jobs Continue reading Your Opinions On Obama’s Loan Modification Program? Okay, so we’re like most people – we’ve been negatively impacted by the economy. Hubby was in construction, that went bad, he found a new job, but now makes 1/2 of what he used to make. Anyway, so paying our bills has gotten a lot harder. Even trying to find 2nd jobs or better jobs Continue reading Your Opinions On Obama’s Loan Modification Program? I personally have not, but I have heard horror stories. If you decide to use one, make sure you read all the fine print, and that the specifics are listed. For example, after you make a payment to the company, how long will it take them to pay the original creditor? Will your first payment Continue reading Has Anyone Dealt With Debt Settlement Companies And If So What Are Your Opinions Of The Program? Just wondering if you pay all your bills on time, (financially responsible with all your credit cards and car bills) and let your home go through a Short Sale, and after it settles , will your credit score go back up after that? Is that true for other agents as well? Or just because my agent doesn’t want to waste time on showing short sale houses? I am considering a home loan modification to reduce my interest rate (and thus my payment), but I was told by the mortgage company it has a negative affect on one’s credit score, but they couldn’t give me details. Continue reading How Does A Home Loan Modification Affect Your Credit Score? You could name hundreds of Debt Settlement companies. They are ALL SCAMS. They will ask for up front cost and invoice you for their so called work, when really all they do is collect your If You Have Used A Company Called Debt Settlement Usa, I Would Like To Know Your Opinion Of Them…? I filed Chapter 7 bankruptcy. I gave up my property in the bankruptcy. The property is vacant now. Instead of letting the bank foreclose can I offer them a dead in lieu of foreclosure to availed adding the foreclosure to my credit report. Continue reading After Bankruptcy What Is Your Best Option In Dealing With Foreclosure? |
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